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retirement.

Take Nacico with you anywhere you go.

Try our Mobile App

Download our mobile app from the playstore and easily and conveniently bank directly from your phone. Access your statements, transactions, apply for loans and so much more.

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Nacico products for Individuals

Tukope Salo

In the cases where you require an advance, access up to 70% of your salary, with recovery done after the full salary is processed. This product is available monthly.

Okoa advance

To qualify for this loan, a member has to clear tukope and salary advance. Security: check -off Duration: Minimum 6 months and maximum of 8 months Interest rate: 4.5% per month.

Super Okoa advance

To qualify for this loan, a member has to clear tukope, salary advance and Okoa Advance. Security: check off Duration: Minimum 9 months and maximum of 12 months’ Interest rate: 4.5% per month.

Salary Advance

Access loans up to three times your salary with a maximum repayment period of up to five months. Also enjoy favourable interest rates on this product.

School Fee Loan

While attending school or college, you may require some money to facilitate your upkeep as you learn. The school loan helps you do just this at an interest rate of just 1.7% per month and with a repayment period of up to 30 months.

Nacico products for groups and businesses

Groups Shares Account

Create a group shares account and use your collective group shares to access the loans.
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Business Loans

We give loans to start businesses to groups and chamas.
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Our services

Online Customer Portal

Access your account from any device anywhere in the world. Simply log into your customer portal and keep track of your finances whenever and wherever you are.
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Mobile App

Download our mobile app from the playstore and easily and conveniently bank directly from your phone. Access your statements, transactions, apply for loans and so much more.
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ATM Services

Access the funds in your savings account from our the over 2000 Co-op ATMs country-wide. Experience convenience by accessing your money, wherever and whenever.
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Mobile Banking

Access mobile banking in these simple steps. Use it to withdraw your money, transfer to other accounts and so much more.
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MPESA

Deposit directly into your shares or savings account using our paybill 914050
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