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retirement.

Take Nacico with you anywhere you go.

Try our Mobile App

Download our mobile app from the playstore and easily and conveniently bank directly from your phone. Access your statements, transactions, apply for loans and so much more.

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Nacico products for Individuals

Self Guarantee Loan

The loan is tailored to those members with adequate savings and are not desirous of looking for guarantors for the loans applied.

Jisort Loan

This product is designed to cater for new members. It gives them immediate access to loan facilities at an interest rate of 1.7% per month and with a maximum repayment period of up to 24 months.

Normal Loan NIC

This loan shall be used to finance purchase of land from NACICO Investment Cooperative Society Ltd.

College Fees Loan

The cost of acquiring an education should not prevent you or your family from bettering your future. Access up to Kshs. 40,000 at an interest rate of 1.7% per month and with a maximum repayment period of 12 months.

Development Loan

Access loan facilities of up to three times the amount of your shares with a favourable interest rate of 1.5% per month on reducing balance. The loan is also insured against death and has a repayment period of up to 60 months.

Nacico products for groups and businesses

Groups Shares Account

Create a group shares account and use your collective group shares to access the loans.
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Business Loans

We give loans to start businesses to groups and chamas.
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Our services

Online Customer Portal

Access your account from any device anywhere in the world. Simply log into your customer portal and keep track of your finances whenever and wherever you are.
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Mobile App

Download our mobile app from the playstore and easily and conveniently bank directly from your phone. Access your statements, transactions, apply for loans and so much more.
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ATM Services

Access the funds in your savings account from our the over 2000 Co-op ATMs country-wide. Experience convenience by accessing your money, wherever and whenever.
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Mobile Banking

Access mobile banking in these simple steps. Use it to withdraw your money, transfer to other accounts and so much more.
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MPESA

Deposit directly into your shares or savings account using our paybill 914050
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