Self Guarantee Loan

The loan is tailored to those members with adequate savings and are not desirous of looking for guarantors for the loans applied.

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For one to apply for any loan product, the following shall be mandatory requirements:-

About this product

The loan is tailored to those members with adequate savings and are not desirous of looking for guarantors for the loans applied.

  1. Repayment period:  12 months
  2. Up to 80% of the shares
  3. Interest rate 6% per annum
  4. Shares must not be attached to any liability

This loan shall be granted under the following conditions:

  • If a member is out of payroll
  • For a business and or non-salaried people
  • Any other member that the management may deem fit,
  1. If a loan is not serviced for at least three consecutive months, the loan plus interest accrued shall be recovered from the deposits. All other terms of withdrawal shall apply for such a member.
  2. Maximum repayment period is 12months.

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Services to serve you better

These services are open to all our members

Online Customer Portal

Access your account from any device anywhere in the world. Simply log into your customer portal and keep track of your finances whenever and wherever you are.

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Mobile App

Download our mobile app from the playstore and easily bank directly from your phone. Access your statements, apply for loans and so much more

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ATM Services

Access the funds in your savings account from our the over 2000 Co-op ATMs country-wide. Experience convenience by accessing your money, wherever and whenever.

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Mobile App

Access mobile banking in these simple steps. Use it to withdraw your money, transfer to other accounts and so much more.

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Mpesa

Deposit directly into your shares or savings account using our paybill 914050

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Open a Nacico account today and start saving for your future.

Opening an account is quick and fast and only takes a few
minutes. You only need your National ID to get started.
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