Join Nacico Sacco
and start saving
for your future
Explore Nacico Sacco wide range of products and services designed to help you save and borrow more money to develop yourself and your business.
Join usExplore Nacico Sacco wide range of products and services designed to help you save and borrow more money to develop yourself and your business.
Join us
This loan shall be granted in the month of January and February. Shall be granted once in any given year The rate for computation of the dividend advance shall be determined from time to time by the management incurring an interest rate of 8.5% which is one off.
This is a loan granted on the Sacco mobile platform, This loan type is repayable within 30days, Interest rate - 7.5% interest deducted upfront with a roll over fee of 7.5% in the subsequent period of 30 days.
To qualify for this loan, a member has to clear tukope, salary and Okoa advance. Security: check off Duration: minimum 13 months and maximum of 24 months’ subject to approval, Interest rate: 3% per month.
To qualify for this loan, a member has to clear tukope, salary advance and Okoa Advance. Security: check off Duration: Minimum 9 months and maximum of 12 months’ Interest rate: 4.5% per month.
To qualify for this loan, a member has to clear tukope and salary advance. Security: check -off Duration: Minimum 6 months and maximum of 8 months Interest rate: 4.5% per month.
The loan is used to access consumer products and services at subsidized rates and they are able to repay the credit over a longer period of time.
In the cases where you require an advance, access up to 70% of your salary, with recovery done after the full salary is processed. This product is available monthly.
The loan is tailored to those members with adequate savings and are not desirous of looking for guarantors for the loans applied.
Get financing to purchase assets such as vehicles, motorcycles, tractors and pickups.
Create a group shares account and use your collective group shares to access the loans.
We give loans to start businesses to groups and chamas.
Holders of this account contribute a minimum of Kshs. 1,000 per month and can access an advance of up to 3 times the amount contributed.
Access loans up to three times your salary with a maximum repayment period of up to five months. Also enjoy favourable interest rates on this product.
The cost of acquiring an education should not prevent you or your family from bettering your future. Access up to Kshs. 40,000 at an interest rate of 1.7% per month and with a maximum repayment period of 12 months.
The Sacco has partnered with cooperative bank to offer Coop personal loans to the Sacco members at favorable terms. This is applicable for those members wishing to access long term credit, yet they do not qualify for the development loan.
We offer a retirees account package where you get to save for your retirement and earn
Access loan facilities of up to three times the amount of your shares with a favourable interest rate of 1.5% per month on reducing balance. The loan is also insured against death and has a repayment period of up to 60 months.
This product is designed to cater for new members. It gives them immediate access to loan facilities at an interest rate of 1.7% per month and with a maximum repayment period of up to 24 months.
We understand that Bank Loans can sometimes prove challenging to offset. This product gives you breathing room to service your bank loan with a favourable repayment period of up to 30 months.
Access your account from any device anywhere in the world. Simply log into your customer portal and keep track of your finances whenever and wherever you are.
Download our mobile app from the playstore and easily bank directly from your phone. Access your statements, apply for loans and so much more
Access the funds in your savings account from our the over 2000 Co-op ATMs country-wide. Experience convenience by accessing your money, wherever and whenever.
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Access mobile banking in these simple steps. Use it to withdraw your money, transfer to other accounts and so much more.
Deposit directly into your shares or savings account using our paybill 914050
Calculate how much you can borrow and how much you need to pay back with our new loan calculator
Loan Calculator
