Join Nacico and start saving
for your future

Explore our wide range of products and services designed to help you save and borrow more money to develop yourself and your business.

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We have partnered with these organizations to provide you with better financial services

Empowering individuals & business
owners everywhere

Explore our FOSA Products

Our products are created for individuals and businesses alike

Asset Finance

Get financing to purchase assets such as vehicles, motorcycles, tractors and pickups.

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Groups Shares Account

Create a group shares account and use your collective group shares to access the loans.

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Business Loans

We give loans to start businesses to groups and chamas.

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Jipange Account

Holders of this account contribute a minimum of Kshs. 1,000 per month and can access an advance of up to 3 times the amount contributed.

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Salary Advance

Access loans up to three times your salary with a maximum repayment period of up to five months. Also enjoy favourable interest rates on this product.

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Tukope Salo

In the cases where you require an advance, access up to 70% of your salary, with recovery done after the full salary is processed. This product is available monthly.

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College Loan

The cost of acquiring an education should not prevent you or your family from bettering your future. Access up to Kshs. 40,000 at an interest rate of 1.7% per month and with a maximum repayment period of 12 months.

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Explore our BOSA Products

Our products are created for individuals and businesses alike

Retirees account

We offer a retirees account package where you get to save for your retirement and earn

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Development Loan

Access loan facilities of up to three times the amount of your shares with a favourable interest rate of 1.5% per month on reducing balance. The loan is also insured against death and has a repayment period of up to 60 months.

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Jisort Loan

This product is designed to cater for new members. It gives them immediate access to loan facilities at an interest rate of 1.7% per month and with a maximum repayment period of up to 24 months.

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Bank Loan

We understand that Bank Loans can sometimes prove challenging to offset. This product gives you breathing room to service your bank loan with a favourable repayment period of up to 30 months.

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Services to serve you better

These services are open to all our members

Online Customer Portal

Access your account from any device anywhere in the world. Simply log into your customer portal and keep track of your finances whenever and wherever you are.

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Mobile App

Download our mobile app from the playstore and easily bank directly from your phone. Access your statements, apply for loans and so much more

Download our app

ATM Services

Access the funds in your savings account from our the over 2000 Co-op ATMs country-wide. Experience convenience by accessing your money, wherever and whenever.

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Mobile App

Access mobile banking in these simple steps. Use it to withdraw your money, transfer to other accounts and so much more.

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Mpesa

Deposit directly into your shares or savings account using our paybill 914050

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For International Money Transfers

Kindly use the information below in order to make international money transfers
Global ID
900301011
Bank
Cooperative Bank of Kenya
Branch
Nacico
Code
11040
Account
90030101011___(Your sacco no.)__

Have you tried our loan calculator?

Calculate how much you can borrow and how much you need to pay back with our new loan calculator

Loan Calculator

Take Nacico with you anywhere you go.

Download our mobile app from the playstore and easily bank directly from your phone. Access your statements, apply for loans and so much more

Open a Nacico account today and start saving for your future.

Opening an account is quick and fast and only takes a few
minutes. You only need your National ID to get started.
Join us Today